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Introducing
XMN

xMoney powers global payments and helps businesses move faster, smarter, and more securely. XMN is the token at the centre of it.

SuiMultiversX
Read the WhitepaperExplore the Tokenomics
XMN Token Launch
October 2025
Multichain Asset
Sui & MultiversX
Max. Supply
10B

A token that works for you

Stake. Vote. Earn. Every XMN you hold unlocks more ways to benefit.

Staking

Stake XMN to earn rewards and unlock exclusive merchant perks within the xMoney ecosystem.

Governance

Staked XMN gives you a voice in shaping the platform's future — vote on proposals that guide the ecosystem.

*Governance excludes xMoney Labs AG's core business decisions.

Loyalty Rewards

Turn XMN into everyday value. Earn loyalty points redeemable for purchases, discounts, and gamified perks.

XMN Token Overview

Key details at a glance.

Token Symbol
XMN
Max Supply
10,000,000,000
Networks
Sui · MultiversX
Token Type
Native multichain asset

XMN is designed to align incentives across users, contributors, and stakeholders.

XMN does not represent an investment, financial instrument, or promise of profit.

Token Distribution

Purpose-built allocations to grow utility and align incentives across the ecosystem.

XMN token distribution chart

  • Community / Loyalty / Rewards / Merchant Incentives

    30%

    Vesting over 7 years from launch. 5% at T+6 months, then linear.

  • Treasury / Reserve for Product / Growth / Partnerships

    20%

    Vesting over 10 years, unlocking quarterly.

  • Business Operations

    15%

    12-month cliff, then linear vesting over 36 months.

  • Investors / Early Backers / Private Rounds

    10%

  • Staking & Governance Incentives

    10%

  • Legal / Compliance / Audits

    5%

  • Ecosystem Integrations / Cross-Chain / New Network Expansion

    5%

  • Liquidity / Market Operations / Exchange Listing

    5%

Emissions Schedule

XMN follows long-term vesting schedules, with community rewards unlocking over seven years.

XMN emissions schedule chart

Where to get XMN

XMN is admitted to trading on selected exchanges. A non-exhaustive list is shown below.

Kraken
MEXC
KuCoin
Bluefin
BingX
CoinEx
Bitvavo
Bitkub
Bit2Me
HTX
Binance Alpha
BTSE
xPortal
xExchange

Earn rewards with no chill.

Join, spend with partners, and watch your earnings multiply. The non-stop reward network.

Stake your XMN position. Spend anywhere. Earn rewards.

Stake XMN

Migrate UTK to XMN

Holders can upgrade UTK to the new XMN token on either Sui or MultiversX.

Go to Migration Portal

*Variable, non-guaranteed, protocol-dependent. **This option burns the UTK and provides liquid XMN immediately.

Frequently Asked Questions

What is XMN?

XMN is the core token of the xMoney ecosystem, giving holders fee reductions, staking rewards, and loyalty benefits across the platform.

Where is XMN deployed?

XMN is a native multichain asset, live on both Sui and MultiversX. You can bridge XMN between the two networks.

How can I get XMN?

XMN is admitted to trading on a range of exchanges, and can be acquired directly through the xPortal mobile app.

How does staking work?

Staked XMN earns a standard rate of approximately 8% APR, with flexible and fixed options available on both Sui and MultiversX.

Will my UTK automatically upgrade to XMN, or do I need to act?

No — migration is manual. You can bridge to Sui or use the MultiversX swap to convert your UTK holdings.

What can I do with XMN?

Stake for rewards, vote on governance proposals, and earn loyalty points redeemable for purchases and discounts.

How is XMN different from UTK?

UTK powered xMoney's early phase. XMN is built for global scale and compliance under the current regulatory framework.