xMoney

The financial ecosystem for the next economy. Move money, manage your business, and grow globally from one place.

Accept global payments, manage finances, split transactions and issue cards—all in one unified platform.

A team reviewing payments together on a laptop and phone

Trusted by leading businesses worldwide.

FPJAudiVelocitaLuganoGovernment of the Principality of LiechtensteinVisaMastercard

Secure and reliable payments Globally

Accept payments, split payouts, issue branded cards, and manage finances. All in one seamless platform.

Fully Licensed

Powered by regulated U.S. financial infrastructure and designed for seamless payments, digital accounts, and the next generation of financial services.

Enterprise-Grade Security

PCI DSS Level 1 Certified - ensuring the highest level of security & compliance.

AI-Powered Fraud Prevention

Advanced fraud detection and prevention powered by artificial intelligence.

Secure Transactions

SCA & 3D Secure 2.0 for safer, more reliable payments.

Your one-stop shop for future-ready payments. Fully compliant.

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All you need to do business worldwide

Unlock new markets and scale faster with access capital and growth opportunities. All in one seamless platform.

Payments

Accept and optimise payments, globally

Accept payments worldwide in multiple currencies with multiple payment methods, including cards (Visa, Mastercard), crypto, and more.

xMoney payments dashboard

Checkout

A pre-built, conversion-optimized payment form. Use our hosted page to accept one-time payments or subscriptions.

Payment UIs

Embed customizable payment elements into your website while maintaining top security.

Crypto Payments

Accept crypto payments (BTC, ETH, EGLD, SOL, SUI & more) and regional methods with ease.

Recurring Billing

Build and scale your predictable revenue model

Unlock scalable recurring revenue with xMoney's robust subscription management solutions.

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Recurring billing overview

Flexible APIs

Easily launch flexible plans and free trials with API-powered subscription tools.

Management

Reduce churn automatically with smart retries and branded payment reminders

Recurring Billing

Automate billing workflows and recover missed payments—without the need for manual follow-up.

Fully Licensed

Keep customer data safe with tokenized cards and full PCI DSS compliance reducing liability risks.

Payment Links

Share a link, get paid in your currency of choice

Generate simple payment links to share anywhere: email, chat, or socials. No site required.

Discover Payment Links
Payment link creation

Create a link

Easy configure your payment link directly from the dashboard.

Share the link

Send it via SMS, email, chat, or any other medium.

Get paid

They pay. You get paid the currency you choose. It's that simple.

Invoices

Invoice anyone, anywhere

Generate invoices in minutes using xMoney's dashboard or API, and track every payment with ease

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Invoicing interface

Quick Invoicing

Create and send invoices in minutes, streamlining the billing process.

Comprehensive Solutions

Manage expenses, payroll, and reimbursements seamlessly using crypto.

Flexible Payment Options

Clients can pay invoices with their favourite digital currency, ensuring flexibility.

Free setup

No border or hidden charges, ensuring minimal transaction costs.

Marketplaces

Drive marketplace growth with a complete solution

Simplify payment processing and optimize financial operations.

Marketplace payout cardsMarketplace transactions

Onboarding

Quickly onboard new sellers with automated KYC/KYB and a seamless account setup.

Payment Flows

Effortlessly manage complex transactions, including split payments to multiple vendors.

Automated Payouts

Set predefined rules or schedules to automate payouts for sellers and vendors.

Reconciliation

Gain full financial clarity with easy transaction tracking and reconciliation tools.

API & Developer Tools

Integrate xMoney seamlessly with robust APIs and customizable payment workflows.

Explore Marketplace Solutions

Cards

Cards Issuing

Take control of your funds and branding by issuing your own customized cards.

Physical and Virtual Cards

Issue both physical and virtual cards for various use cases.

Branded Cards

Reinforce your brand identity with your logo and design on your cards

Customizable Features

Effortlessly manage complex transactions, including split payments to multiple vendors.

Mobile Wallet Provisioning

Enable cardholders to add cards to Apple Pay and Google Pay for secure payments.

Streamlined Processes

Streamline payouts, expenses, and business spending effortlessly.

Explore Cards
Branded physical and virtual xMoney cards

Trusted by startups and global enterprises alike

Over 5,000+ businesses of all sizes use xMoney solutions to scale their commercial operations

xMoney works great, it's fast and with low fees. Their dashboard is very simple and intuitive and their payouts have always been prompt.
FPJAudiLugano
An xMoney customer at work

Join 20,000+ businesses already growing

We build and integrate solutions. You grow with xMoney.

The xMoney dashboard