Legal & Privacy

Terms, policies, and white papers covering each of the regulated entities operating under the xMoney brand.

Card Services

Provided by Capital Financial Services S.A., an electronic money institution licensed by the National Bank of Romania.

Stablecoins

White papers for the xMoney electronic-money tokens, published under the Markets in Crypto Assets Regulation.

Cryptoasset Services

Provided by Cifralfabeto Unipessoal Lda (Portugal) and Modernityparty OU (Estonia), both registered Virtual Asset Service Providers.

Complaints

If something has gone wrong, we want to hear about it. Reach the team directly and we will route your complaint to the right regulated entity.