Issuing
Empower Your Business with xMoney's Card Issuing Solution
Issue physical and virtual cards, reinforce your brand, streamline operations, and manage your card program with our powerful platform.
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Launch Faster with Scalable Card Issuing
Designed for growth and seamless integration.
Issue your own customized cards.
Take control of your funds and branding.
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Physical and Virtual Cards
Flexible payment solutions with single or multi-use virtual cards and convenient physical cards for any transaction.
Authorization & Spending Control
Set custom transaction rules with real-time authorization, spending limits, and category-based controls.
Branded Cards
Enhance your brand with customizable cards, featuring unique designs and cardholder details for a personalized touch.
Mobile Wallet Provisioning
Securely add cards to Apple Pay and Google Pay for fast, convenient digital payments.
How It Works
All in one platform
Design branded cards, integrate with powerful APIs, and manage issuance end to end.
- 1Design Your CardsCustomize card design, branding, and details for a unique and professional look.
- 2Integrate with Our APIsEasily create, manage, and control cards with powerful APIs for seamless authorization and customization.
- 3Issue & Manage CardsEasily issue and control cards through our platform or APIs, with full flexibility and oversight.
Features and Functionality
A more detailed breakdown of the card issuing platform's capabilities.
Card Issuance & Management
Card Issuance
Issue virtual and physical cards in EUR, RON, GBP, and USD.
Card Customization
Advanced customization options for design and cardholder details.
Card Management Tools
Card activation / deactivation and PIN management.
Spending Controls
Transaction limits, time-based limits, and category-specific limits.
Powerful API
Card Issuance API
Issues virtual and physical cards programmatically.
Card Management API
Handles activation, deactivation, replacements, and PIN management.
Authorization
Manages real-time transaction approvals with custom rules.
Real-Time Notifications
Webhooks API sends instant updates on transactions and card status.
Transaction Controls & Fund Management
Authorization Control
Real-time cooperative authorization with custom rules and 3D Secure enrollment for SCA compliance.
Funding flexibility
For merchants: fund via acquiring earnings or bank transfers. For individuals: top up with crypto or other cards.
Dispute Management
Efficient dispute resolution tools.
Secure Card Data Management
Reveal Card Details
Allow cardholders to securely view their card details, such as the PAN, through your application.
Secure Handling of Card Data
PCI-compliant methods for managing sensitive information.
JavaScript & iFrames
Ensures secure display of card details within web and mobile apps.
Compliance and Security
xMoney's issuing solutions are built to exceed industry standards.
PCI DSS Compliance
Our system is PCI DSS compliant, ensuring secure cardholder data handling.
Data Privacy
We comply with GDPR and CCPA to protect user data.
Fraud Prevention
Fraud detection, prevention, and real-time monitoring safeguard transactions.
Transaction Security
SCA support for online transactions, encryption, tokenization, and multi-factor authentication.
Join 20,000+ businesses already growing
We build and integrate solutions. You grow with xMoney.
