About Us
xMoney powers global payments through cutting-edge technology, helping businesses move faster, smarter, and more securely.
Card payment services
Card payments under the xMoney brand are provided by a licensed electronic money institution, giving online businesses end-to-end infrastructure: acquiring, gateway, fraud prevention, support, and settlement.
Capital Financial Services S.A.
- Entity type
- Electronic Money Institution
- Regulator
- National Bank of Romania
- Licence
- IEME-RO-0001
- Issued
- 25 April 2013
- Registered office
- 89-97 Grigore Alexandrescu, Metropolis Center, 6th floor, District 1, Bucharest, Romania
Security & Compliance
PCI-DSS certified for handling sensitive card data, with processing built to stay fast, secure, and scalable across geographies and industries.
Trusted Infrastructure
Full merchant onboarding, AML/CFT compliance, and transaction monitoring — a regulated environment for businesses operating under the xMoney brand.
Cryptoassets payment services
Cryptoasset services under the xMoney brand are provided by two authorised and licensed entities, combining technical reliability, regulatory compliance, and customer-centric design.
Cifralfabeto Unipessoal Lda
- Entity type
- Virtual Asset Service Provider
- Regulator
- Bank of Portugal
- Licence
- Registered VASP (Portugal)
Approved for all four categories of cryptoasset services: fiat–cryptoasset exchange, cryptoasset–cryptoasset exchange, transfer services, and safekeeping or administration of cryptoassets and the instruments enabling their control.
Modernityparty OU
- Entity type
- Virtual Asset Service Provider
- Regulator
- Estonian FIU
- Licence
- FVT000333
Authorised to provide exchange services between cryptoassets and fiat currency or other cryptoassets, together with cryptoasset wallet and transfer services.
Technology provider
Symbolic Protocol S.A. provides the platform backbone — backoffice, system integrations, and synchronisation — supporting a seamless user experience while maintaining the resilience regulators expect.
Join 20,000+ businesses already growing
We build and integrate solutions. You grow with xMoney.
